Longtak

Transform your home equity into cash for debt consolidation, business funding, home improvements, retirement planning, and more. No monthly payments, no income requirements.

About the Home Equity Investment (HEI)

A Longtak Home Equity Investment is an agreement between you and Longtak Capital. You receive a lump sum of cash upfront in exchange for sharing a portion of your home’s future appreciation. You keep full ownership and control of your home, and you choose when to settle the agreement.

Learn More

Unlock up to $600k

Live Payment-Free for 30 Years

Receive immediate cash from Longtak in exchange for a share in your home's future value. Our streamlined process makes it simple for you to check if you qualify.

Live Payment-Free for 30 Years

Enjoy the freedom of no monthly payments. You retain complete ownership of your home and have the option to buy back our share at any point during the 30-year term.

Settle on Your Schedule

Live Payment-Free for 30 Years

Settle on Your Schedule

The repayment amount is tied to your home's value when you exit the agreement. We prosper together if its value grows, and your repayment amount may be reduced as it declines.

Frequently Asked Questions

How is an HEI different from other home equity solutions?

At Longtak, we invest in your home and provide you lump cash with no monthly payments required. Credit score flexibility and greater freedom are just a few of the things that provide Home Equity Investments an edge over standard home equity products.

What does the application process look like?

At Longtak, we want to see you succeed and achieve your financial goals, so we prioritize simplicity and speed.

Check your eligibility in 60 seconds and receive an offer estimate. After your estimate, you can complete a full application to proceed.
Our team will underwrite your application and order additional reports as needed, including an appraisal, credit report, and title report, with minimal input from you.
You’ll sign closing documents with a mobile notary, and your investment funds will be wired to your account, hassle free.

How much will I owe at the end of the agreement?

Repaying a Home Equity Investment is different from a traditional loan. Instead of making any monthly payments, you pay Longtak back in one lump payment any time during the 30-year term.

Because an HEI is an investment in the future value of your home, the cost of your HEI will depend on the value of your home when you decide to repay your investment.

How long will I have to repay the HEI?

The Investment has a 30-year term, but you can repay any time during the term with no extra fees for prepayment.

Why Us?

Your Ownership

Our Partnership

We only invest in a fraction of your home's value, not the home itself. You retain ownership of your home and can sell it or refinance whenever you want.

Our Partnership

At Longtak, we celebrate your successes as our own. You choose what you want to do — pay off loans, cover financial needs, or pursue your passions.

Your Freedom

Our Partnership

Your Freedom

By providing you with access to your home equity wealth, we empower you to reduce financial stress, invest in your future, or simply regain control.

Longtak Capital partners with homeowners, providing upfront, lump sum funding in exchange for a share in your home's future appreciation. Approval is subject to underwriting criteria. The investment is based on the home's appraised value at the time of agreement, with future appreciation or loss determined by the appraised value at exit, as outlined in our Home Equity Investment Agreement.
Longtak charges up to a 3.5% processing fee (minimum $1,500), plus any third party closing costs such as escrow and government fees if necessary. The investment term is 30 years. A lien is placed on your home to secure your obligations under the agreement. There are no monthly payments or interest charges. Repayment is based on your property's value at the time of exit, as described in the agreement.
Terms, fees, and requirements are subject to change and may vary. Please review your individual agreement for complete details.

Longtak Capital is not a lender. Home equity investments are not loans. All investments involve risk.

Unlock Your Home's Wealth

Unlock Your Home's Wealth

Transform your home equity into cash for debt consolidation, business funding, home improvements, retirement planning, and more. No monthly payments, no income requirements.

About the Home Equity Investment (HEI)

I didn't know it would be this easy to pay off everything and still have plenty of cash leftover. Now, I'm closer to my dream life than ever!

Unlock up to $600k

Live Payment-Free for 30 Years

Live Payment-Free for 30 Years

Live Payment-Free for 30 Years

Live Payment-Free for 30 Years

Live Payment-Free for 30 Years

Settle on Your Schedule

Live Payment-Free for 30 Years

Settle on Your Schedule

Frequently Asked Questions

Why Us?

Your Ownership

Our Partnership

Our Partnership

Our Partnership

Our Partnership

Our Partnership

Your Freedom

Our Partnership

Your Freedom

We want to make your life easier.

Unlock Your Home's Wealth

Unlock Your Home's Wealth

Transform your home equity into cash for debt consolidation, business funding, home improvements, retirement planning, and more. No monthly payments, no income requirements.

About the Home Equity Investment (HEI)

I didn't know it would be this easy to pay off everything and still have plenty of cash leftover. Now, I'm closer to my dream life than ever!

Unlock up to $600k

Live Payment-Free for 30 Years

Live Payment-Free for 30 Years

Live Payment-Free for 30 Years

Live Payment-Free for 30 Years

Live Payment-Free for 30 Years

Settle on Your Schedule

Live Payment-Free for 30 Years

Settle on Your Schedule

Frequently Asked Questions

Why Us?

Your Ownership

Our Partnership

Our Partnership

Our Partnership

Our Partnership

Our Partnership

Your Freedom

Our Partnership

Your Freedom

We want to make your life easier.

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